๐Ÿ’ฐ Finance

Finance Calculators

Mortgage, loan, compound interest, retirement, savings, and more. Make smarter money decisions with instant, accurate calculations.

13 calculators ยท 100% free ยท No sign-up
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Mortgage Calculator
~5M+ monthly searches

Calculate monthly repayments, total interest, and transfer taxes for AU, US, UK, NZ, CA, and SG.

monthly mortgage paymenthome loan calculatorstamp duty

All Finance Calculators

๐Ÿ‡ฆ๐Ÿ‡บ Australia
Mortgage Calculator Australia

AU-specific mortgage calculator with state-by-state stamp duty, LMI estimates, and amortisation schedule.

Popular
Compound Interest Calculator

See how your money grows with compound interest. Scenario comparison, PDF export, and interactive growth charts.

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Loan Repayment Calculator

Calculate monthly repayments, total interest, and how extra payments slash your loan term.

Savings Calculator

See how your savings grow with compound interest and regular contributions. Year-by-year breakdown with charts.

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SIP Calculator

Calculate how monthly investments grow into serious wealth over time through the power of compounding.

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Retirement Calculator

Will your super last through retirement? Calculate your corpus, monthly drawdown, and shortfall.

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Inflation Calculator

See how inflation erodes purchasing power. Use historical AU CPI rates or enter a custom rate.

๐Ÿ‡ฆ๐Ÿ‡บ Australia
Income Tax Calculator

Calculate Australian income tax, Medicare levy, and take-home pay for 2024โ€“25. Updated for Stage 3 tax cuts. Full bracket breakdown and pay period comparison.

๐Ÿ‡ฆ๐Ÿ‡บ Australia
HECS / HELP Calculator

Calculate your HECS/HELP repayment for 2024โ€“25, years to pay off (with indexation), and how student debt reduces your mortgage borrowing power.

๐Ÿ‡ฆ๐Ÿ‡บ Australia
Stamp Duty Calculator

Calculate transfer duty for all Australian states and territories โ€” NSW, VIC, QLD, WA, SA, TAS, ACT, NT โ€” with first home buyer concessions.

๐Ÿ‡ฆ๐Ÿ‡บ Australia
Borrowing Power Calculator

How much can you borrow for a home loan? Uses bank-style serviceability estimate with APRA's 3% buffer and HEM-inspired expense floor.

๐Ÿ‡ฆ๐Ÿ‡บ Australia
LMI Calculator

Estimate Lenders Mortgage Insurance for Australian home loans. See the cost at different LVRs and how much you need to save to avoid LMI.

Why use Calculy for finance calculations?

Every calculator on Calculy uses peer-reviewed formulas and updates in real time as you adjust inputs โ€” no page reloads, no delays. Results are visualised with interactive charts so you can see not just the answer, but the full picture.

All calculations happen in your browser. No data is stored on our servers without your explicit consent. Used by 50,000+ people monthly for decisions that matter.

Frequently asked questions

Which mortgage calculator should I use?+

For Australian property buyers, use the AU Mortgage Calculator at /au/finance/mortgage-calculator โ€” it includes state-specific stamp duty brackets and LMI estimates. For international comparisons, the global Mortgage Calculator covers AU, US, UK, NZ, CA, and SG.

How accurate are these finance calculators?+

All formulas are peer-reviewed standard financial mathematics. Mortgage repayments use the exact amortisation formula; compound interest uses A = P(1+r/n)^(nt). Results are precise โ€” only inputs like future interest rates or life expectancy involve estimates.

Can I export my calculations?+

Yes. Every finance calculator includes a PDF export and a shareable link that pre-fills all your exact values. Use the save function to email yourself a full summary.

How much super do I need to retire in Australia?+

ASFA estimates a comfortable retirement requires ~$595,000 (single) or $690,000 (couple) at retirement. However, your target depends on lifestyle, home ownership, and life expectancy. Use the Retirement Calculator to model your specific situation.

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